Payment Policy | Mivasopic

Effective Date: June 27, 2025
Last Updated: July 11, 2025

At Mivasopic, we are committed to offering a seamless, secure, and transparent payment experience for our customers. Whether you’re purchasing luxury delicacies like Caviar, Saffron, Wagyu Beef, or Truffle products, this Payment Policy outlines our accepted payment methods, billing procedures, and important guidelines related to your transactions on www.mivasopic.com.

1. Accepted Payment Methods

To ensure convenience and flexibility, we support a range of trusted payment methods:

  • Credit Cards: Visa, MasterCard, American Express, Discover

  • Debit Cards: Visa, MasterCard, American Express, Discover

  • PayPal: Fast and secure checkout through your PayPal account

  • Digital Wallets: Apple Pay and Google Pay (where supported on eligible devices)

💳 All payments are securely processed via industry-leading third-party payment gateways.

2. Order Processing & Payment Authorization

  • Order Acknowledgment: You will receive an order confirmation email once your purchase is submitted. This does not indicate order acceptance but confirms that your request is being reviewed.

  • Authorization Notice: By submitting payment details at checkout, you grant us permission to charge your selected method for the entire order amount, including shipping and taxes.

  • Immediate Processing: All payments are processed at the time of order placement. Once successful, a payment receipt will be emailed.

3. Pricing, Currency & Taxes

  • Currency: All product prices and transactions are displayed and processed in U.S. Dollars (USD).

  • Pricing Accuracy: Prices are subject to change without notice. The total you see at checkout reflects the most current rate.

  • Sales Tax: Applied during checkout based on your shipping location and applicable U.S. tax regulations.

4. Payment Security & Fraud Protection

We implement strict measures to protect your financial data and ensure transaction security:

  • SSL Encryption: Every payment is encrypted via Secure Socket Layer (SSL) technology to safeguard your information.

  • PCI Compliance: Our payment systems comply with PCI DSS standards for secure handling of cardholder data.

  • Fraud Monitoring: Suspicious transactions may be flagged for manual review. We reserve the right to cancel orders or request additional verification if fraud is suspected.

5. Failed Transactions & Declined Payments

  • Payment Declined: If your transaction fails, you’ll be notified immediately to retry or update your billing information.

  • Insufficient Funds / Expired Cards: Orders will be canceled if we are unable to successfully process your payment due to insufficient funds or expired/invalid details.

  • Retry Alternatives: We recommend checking your billing details, balance, or using an alternate payment method if problems persist.

6. Refunds & Payment Adjustments

  • Refunds: Eligible refunds will be credited to the original payment method in accordance with our Refund & Returns Policy.

  • Partial Refunds & Billing Corrections: In the event of pricing errors or overcharges, we may issue adjustments or partial credits.

7. Foreign Transaction Fees

If you use a non-U.S. card or international bank account:

  • Your provider may apply foreign transaction or currency conversion fees.

  • These fees are determined by your financial institution and are not charged by Mivasopic.

  • We recommend contacting your card issuer for more information.

8. Sales Tax Policy

  • Tax Calculation: Sales tax is calculated based on the shipping destination in accordance with U.S. state and local laws.

  • Exemptions: If you are a nonprofit or tax-exempt entity, please contact us prior to ordering and provide valid exemption documentation.

9. Payment Disputes & Chargebacks

If you notice an unexpected charge or error:

  • Contact Us First: We encourage you to reach out to our customer service team before initiating a chargeback or dispute through your payment provider.

  • Resolution Guarantee: Our support team is committed to resolving any issue quickly and fairly.

10. Contact Information

If you have any questions or need assistance with billing or payment-related matters, please don’t hesitate to get in touch:

Mivasopic Customer Service
📧 Email: info@mivasopic.com
📞 Phone: (225) 775-4883
📍 Address: 3512 Mohican St, Baton Rouge, Louisiana
🌐 Website: https://mivasopic.com

11. Acceptance of This Policy

By placing an order through Mivasopic, you acknowledge that you have read, understood, and agreed to the terms outlined in this Payment Policy.

We appreciate your trust in Mivasopic and are honored to be your source for the finest gourmet ingredients in the world.

📌 Need help selecting a payment method or experiencing issues with checkout? Reach out to our support team—we’re happy to help!